2023-09-22 07:30:25
Still more than 3 billion deposited in tax-free savings accounts
Data from the CDC concerning the collection of tax-free Livrets for August 2023 shows that the French continue to save massively. In the month of August 2023 alone, 3.02 billion euros were deposited in the two savings accounts. A sum nevertheless lower than that collected a year previously. In August 2022, 5.28 billion euros had been deposited into Livrets A and LDDS in France.
The fact remains that with this being 3 billion euros more, the collection since the start of 2023 reaches the sum of 40.69 billion euros. However, this is significantly more than for the whole of 2022 when it reached 33.49 billion. And there are still several months left before the end of the year. Could 2023 set a new absolute collection record?
The record is held by the year 2012, when the collection had reached the exceptional sum of 49.12 billion euros. But 2023 is already in second position. Barring exceptional cases, the collection has every chance of remaining above the 35.21 billion euros in 2020, second in the provisional ranking.
550 billion euros in savings on Livret A and LDDS
As is often the case, it is the Livret A which sees its collection increase significantly in August 2023. The French have placed 2.27 billion euros there, compared to 740 million euros for the LDDS. The outstanding Livret A reached, at the end of August 2023 according to the Caisse des Dépôts et Consignations, the sum of 405.7 billion euros. For the Sustainable and Solidarity Development Booklet (LDDS), this outstanding amount reaches 144.7 billion.
And, in fact, the total outstanding continues to climb. At the end of August 2023, French households had 550.4 billion euros in savings, Livret A and LDDS combined. This is more than twice the outstanding amount in 2009 (254.6 billion) and more than 100 billion more than in 2020 (448.3 billion).
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