2023-09-22 07:45:52
It is not in 2024 that bills will drop. The prices of insurance auto and home are expected to grow once more next year, approximately as much as in 2023 or even slightly more, due to the increase in claims and inflation. While the sector was committed to Bercy a year ago to moderate its prices, by not increasing them faster than inflation, this agreement will officially end in December.
Will insurers be able to make new commitments, such as Bruno Le Maire recently asked in the columns of the specialized magazine Insurance Argus ? “The equation might be difficult to resolve next year,” estimates the insurance comparator Assurland in a press release. If price increases might be of the same order as in 2023, inflation should start to decline, according to economists’ forecasts.
Effects of climate change
The sector “pays for inflation and the effects of climate deregulation », Declared to AFP Franck Le Vallois, general manager of France Assureurs, specifying that the subject of price changes does not fall under the federation but at each company. Adrien Couret, general manager of the Aéma group, indicated at the beginning of September that we would have to expect price increases which “will revolve around l’inflation “. Most insurers should reveal their prices by the end of the year.
In auto insurance, the Assurland comparator expects increases of between 3.5% and 4%, more than the 2.5% to 3% observed in 2023. Predictions similar to those of Facts & Figures, which expects +4%, following +2% to +3%, while the Addactis firm mentions an increase which might range from 4% to 5%. On home insurance, it is possible that the profession will seek to rebuild itself following a very difficult year in 2022 due to climate disasters which cost companies more than 10 billion euros.
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