2023-08-25 05:03:18
Companies that offer prepaid medical plans have a wide range of services for people over 50 years of age.
“Prepaid medicine companies and health policies seek to improve the provision of services and the quality of care, offering direct access to specialized assistance,” said Julio Díaz, country manager of QueSeguro.co.
There are many myths related to the service provided and the truth is that when these plans are purchased, depending on the category, patients are entitled to emergency care, hospitalization, surgeries, home care and international medical coverage.
In general terms, Prepaid medical plans usually offer protection for a wide range of health services, from routine visits to complex surgeries.. Plus, many are flexible and can be customized to your needs and budget.
Of course, Due to the risk presented by the population over 50 years of age, among the requirements that people in this population segment must meet to enroll in this type of care, future clients (especially over 55 years of age) are asked to present medical examinations and pre-existing diagnoses.
“It is important to indicate that the health companies that offer these plans have different policies to accept new users to these prepaid health programs. Some are flexible and others are not, but the truth is that all those over 55 years of age must present medical admission protocols,” Díaz indicated.
If you are over 55 and thinking regarding purchasing a plan, In addition to considering the prices of the packages, you must be prepared to undergo a series of tests and an assessment with a specialist, who is the one who will determine the medical conditions for the admission of users to the prepaid medicine service..
Díaz highlighted that prepaid medicine is widely accepted among this population group, because the mandatory health plan is usually not enough nor does it provide them with the desired medical care and this causes high requests.
Keep in mind that when the health care service is for people over 60 years of age, the premiums begin to be more expensive and this prevents, in a way, more people from taking this type of service. Experts say that of the total number of people who are interested in these coverages, 70% manage to join.
Ana María Ortiz, Health Manager at Seguros Sura, specified that among the plans that Seguros Sura Colombia has for this population group is a global health policy, which is designed for people up to 62 years of age, who in addition to having unlimited access to All services in the country can be attended abroad as a result of an emergency due to accident or illness, through Sura Travel Assistance.
Ortiz added that this company has a health policy for all, with which affiliates will be able to count on priority virtual care, home health care, direct access to specialists and health professionals. This service gives them the possibility of sharing some access coverage with other people without limitation of relationship and at no additional cost.
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