2023-08-24 19:07:04
More and more French people are subscribing to different services via subscriptions. If the latter offer many advantages in terms of flexibility and access to various services, they can also prove to be a trap for the budget of distracted consumers and have a significant impact on their purchasing power.
Inattention is expensive
A recent report brought to light a disturbing phenomenon: the “economy of inattention”. This expression refers to the fact that many of us continue to pay, month following month, for subscriptions to services that they no longer use or that they have simply forgotten.
The daily Les Echos reports that, according to this study, the loss of revenue for certain subscription services would range “from 14% to more than 200%”.
Games, music, movies, series, apps… The digital age has seen the number of subscriptions increase exponentially. A 2022 study showed that 82% of French people had at least one current subscription, and 70% between 2 and 5. Carelessness can therefore be expensive.
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How to react to these forgotten subscriptions?
American experts have proposed a solution: require companies to ask users to confirm their willingness to continue a subscription every six months or when they notice prolonged inactivity. Such a measure, if implemented, might help avoid many costly oversights.
In France, an initiative has already been launched to help consumers keep control of their subscriptions. Since July 1, companies must provide a termination button, allowing the subscription to be terminated in a maximum of three clicks. A step in the right direction.
One of the solutions to avoid paying unnecessarily would be to regularly consult your account statement.
This action might quickly identify “hidden subscriptions”, which are, unfortunately, a common practice. It is a question of obtaining, often surreptitiously, the consent of the customer for the subscription of a service, during an online purchase for example.
Papernest: a solution to lighten your budget
Fortunately, services exist to help consumers optimize their recurring expenses. This is the case of papernest, which since 2015 has had the mission of reducing the daily budget of individuals. Their promise? Helping you save up to €480 per year. Not only do they find for you the best offers for your electricity, gas, internet and mobile contracts, but they also take care of all the administrative procedures. “With papernest, you save money in minutes. »
But that’s not all. If you move, the service ensures a smooth and paperless transition of all your contracts from one accommodation to another. “Zero stress, and it’s 100% free. »
In short, in a world where subscriptions are ubiquitous, vigilance is essential. Yet, with services like papernest and government measures, it’s easier than ever to stay on top of your finances and avoid the pitfalls of the “careless economy”.
Tags: subscriptions, careless economy, papernest, budget, savings, personal finance, digital services.
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