2023-06-30 18:00:01
Livret A and LEP expected rates on August 1, life insurance in the red… Here are the 3 things to remember from this Friday, June 30. Livret A and LEP rates
Good news, the rise in prices is slowing down. This is what INSEE said on Friday morning. In June, the consumer price index increased by 4.5%, according to the first estimate of the statistics institute. Inflation still high but showing signs of running out of steam. What give a little respite to the purchasing power of households.
But this inflation forecast is also used to calculate the rates for Livret A, LDDS and LEP on 1 August. And unfortunately for savers, the remuneration of regulated savings accounts should disappoint them. Explanations.
Life insurance in the red
This is a first since the beginning of the year. Savers withdrew more money than they deposited into their life insurance policies. And it is on the funds in euros, the guaranteed supports of life insurance, that the haemorrhage is concentrated. A situation whose main responsibility is the Livret A. And it’s not over.
The raising of the Livret A and LDDS rates on August 1, very likely in view of the declarations of the Minister of the Economy, should lead to a further rebound in collections for these products. Life insurance should benefit. The end of the year with a decline in inflation might lead savers to return to long-term products, explains economist Philippe Crevel.
Comparison of low cost life insurance contracts
A sharply rising interest rate for debts to be repaid
Do you owe someone money? If you are late in honoring your debt, the legal interest rate automatically applies for the calculation of the interest required for not having respected the repayment deadline. This may be the case, for example, for late payment of alimony.
Top 3 of our life insurance comparison
Funds in euros: 2.30% return in 2022
Up to 3.06% return in 2022 on the Netissima euro fund
Up to 500 offered for any Life Direct Placement subscription
The new rate of legal interest which applies from 1 July until the end of the year has just been revealed. And it explodes. Here is what is now planned for latecomers.
Understand everything at the legal rate of interest
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