What is the Visale guarantee and who is eligible?

2023-06-16 07:23:17

Chloé Lagadou / Photo credit: DR
9:23 a.m., June 16, 2023

In an attempt to resolve the housing crisis, the Prime Minister will sign an agreement with Action Logement this Friday. This will make it possible to relax the criteria for granting the Visale guarantee, a device allowing the State to be a guarantor when the income is not enough to obtain housing. How does it work and who can access it? Europe 1 answers you.

Elisabeth Borne will sign this Friday an agreement with Action Logement, the opportunity to keep its commitments on the housing crisis. The measures announced last week, including the doubling of the number of beneficiaries of the Visale guarantee. They are 900,000 and the government aims for them to be two million in 2027. For this, the Prime Minister intends to relax the conditions of allocation. But what does it consist of? We take stock.

Free deposit scheme, subject to conditions

Visale, like housing and employment visa, is a free deposit scheme. Launched in 2016, it is offered by the government and Action Logement. This guarantee covers rent, charges and damage to a tenant’s main residence, up to a limit of 1,500 euros per month in Ile-de-France and 1,300 euros per month in the rest of the territory.

If a tenant can no longer pay his rent, Action Logement pays the sums due to the landlord. Sums that the tenant will be obliged to repay to the State therefollowing. Visale covers up to 36 months of unpaid rent in the private sector and nine months in the social sector, such as student residences. All young people between 18 and 30, regardless of their situation, are eligible, as well as, for example, employees over 30 with an income of less than or equal to 1,500 euros per month.

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