2023-05-22 13:35:00
PicPay announced a new credit line with vehicle guarantee. The novelty can be accessed directly through the financial services app. It is offered in partnership with Creditas and proposes a higher loan amount, with Longer terms and lower interest rates.
Recently, the company made the payroll offer available in the app via BX Blue, a marketplace acquired in February. It also offers other credit products, such as personal loans, FGTS advances and P2P Lending.
To take out the loan, which can vary from R$ 5 thousand to R$ 150 thousand, the vehicle must be up to 15 years old and can be disposed of up to 90%. The term for the start of payment is 60 days and the rates start at 1.49% per month.
To gain access, simply do a simulation at Loans > Use your car as collateral. From there, the customer needs to fill in the vehicle information and daods people, inform how much he wants to receive and see the available options.
Finally, when completing the registration and confirming the request, Creditas will contact you to finalize the contract and send the money to the user’s account.
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