2023-04-26 12:07:04
[이데일리 정두리 기자] DGB Daegu Bank announced on the 26th that it has launched the ‘DGB 2nd Financial Sector Exchange Loan’, which converts high-interest loans from the 2nd financial sector to medium-interest products.
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Early this year, DGB Daegu Bank became the first local bank to implement a support system for the financially underprivileged, such as full exemption of early repayment fees for household loans for vulnerable borrowers with a credit rating of 7 or lower and reduction of interest rates at Sunshine Loan Bank. Since then, in March, various financial support has been provided, such as interest rate reduction on unsecured household loans, to alleviate the financial burden of borrowers. The ‘DGB 2 Financial Sector Exchange Loan’ product, which will be implemented next, is for office workers with a tenure of one year or more, and is implemented in the form of installment repayment within 5 years, up to a maximum of 30 million won. Customers who wish to use the service can consult and apply through all branches of DGB Daegu Bank.
With the launch of this product, it plans to further improve inconveniences in the process of changing loans to help reduce financial costs for users of high-interest unsecured loans.
Hwang Byung-woo, president of the bank, said, “As a representative bank in the region, we are committed to reducing the interest cost burden of customers who use high-interest credit loans in the 2nd financial sector so that practical benefits can go to the difficult household economy due to high interest rates and high prices.” DGB Daegu Bank, which is working hard to support the expansion of win-win finance to revitalize the local economy, will actively practice compassionate finance and strive for shared growth with the local community.”
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