Bankbooks raise their rates

2023-04-16 10:00:00

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After fifteen years of uninterrupted decline, the banks are adjusting. Which booklet to prefer to make the most of this spectacular turnaround?

Par Laurence Allard

In your booklet, we can read: on Tuesday, you deposit €200 before withdrawing €50 the next day. Is it autobiographical?

Published on 04/16/2023 at 12:00 p.m.

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Lhe banks are getting in tune with the livret A. Faced with soaring prices and rates, the government had no other solution than to raise the rate of the most popular investment among the French. First on 1 ^is August 2022 at 2%, then 1 ^is February 2023 at 3%. A rate net of tax and social security contributions.

Difficult under these conditions for the banks not to react, especially as they benefit from the rise in rates. In eighteen months, short rates have gone from negative territory to more than 3%.

After testing the waters by offering promotional offers – 3% for four months at PSA Banque until February 28, 3.25% at BforBank for three months until March 28 – and waiting to see more clearly the position of central banks and the direction of…

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illustration: Tartres for “Le Point”

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