Recently, bank interest rates have been lowered, and regular annual interest rates of 5% are no longer seen. However, in order to attract new customers, virtual banks continue to offer discounts such as deposit interest rates, loan interest, and consumer rebates. Even demand deposits also have virtual banks. reward. Mox and WeLab Bank (Hui Li Bank) have launched the latest current deposit discounts. WeLab Bank can enjoy up to 5% current deposit discount for opening an investment account, and Mox has up to 6% current deposit, see the introduction below:
8 annual interest rates for current savings
Ping An OneConnect Bank 2% for the first 500,000 yuan
Ping An OneConnect Bank (PAOB) up to 2% current deposit discount, regardless of new or old personal customers, deposit new funds from now until April 30, the first 500,000 Hong Kong dollars can enjoy a 2% current deposit annual interest rate discount, earn up to The interest rate is 2,900 yuan, which is also one of the most simple demand terms.
Airstar Bank 3.6% limit 20,000 yuan
To get the 3.6% annual interest rate of current savings of Airstar Bank, customers need to successfully open an account since March 18 last year, and only the first 20,000 yuan of deposits have a 3.6% annual interest rate of current savings, which means that this 3.6% can earn up to 720 yuan a year Interest. The annual interest rate is 0.5% for the account balance of more than 20,000 yuan to 300,000 yuan. If it is not a new customer starting from March 18 last year, there is also a 1.2% current interest rate per annum, limited to the first 50,000 yuan account balance.
Complete all tasks Huili has 5% Mox up to 6%
If the tasks can be completed, the interest rate will be higher, with WeLab Bank as high as 5%, and Mox Bank as high as 6%.
Huili’s 5% mission is investment. GoWealth wealth management customers complete an investment of 30,000 yuan, and their 100,000 yuan new fund deposit can have a 5% annual interest rate for a period of regarding 3 months. However, if you don’t invest, just open a GoWealth account, you can already enjoy 2.5% annual interest rate on current savings.
On the other hand, Mox has more tasks, including spending, setting up automatic transfers, etc., but new customers and most funds also have a 3% annual interest rate on current savings. Even if you don’t do other tasks, 3% is not bad. The deadline is 60 days.
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Traditional banks have also launched high-interest demand deposits. If you want to know more, check it out: 【High-interest deposits】Standard Chartered returns to 5% Hang Seng 6.9% CNCB 7.28% There is an interest rate increase Current deposits have higher interest rates than regular deposits and are more flexible
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