(PLO)- On February 21, the Ministry of Finance released press information on promoting the management and supervision of insurance market activities.
The Ministry of Finance said that it has received information regarding the situation of employees of some banks introducing, soliciting, forcing customers to buy life insurance, investment-linked insurance when they come to deposit or borrow money. capital in banks.
According to the Ministry of Finance, the phenomenon of some bank staff forcing customers to buy insurance when taking out a loan or providing inadequate advice has caused some customers to confuse insurance products with banking products or ask to buy insurance products. insurance attached to the loan.
“This activity violated the ‘voluntary’ principle prescribed in legal documents on insurance business,” emphasized the Ministry of Finance.
In order to rectify the above situation, the Ministry of Finance said that in 2022, the Ministry has carried out thematic inspection of insurance distribution via banks for 4 insurers and is in the process of finalizing inspection conclusions. . Any violation will be strictly handled according to the provisions of law.
In 2023, the Ministry of Finance will continue to strengthen inspection and examination; coordinate with the SBV to inspect and examine insurance distribution activities through banks. The inspection and examination is expected to be carried out at both insurers and partner banks that distribute insurance products.
Any violation found will be strictly handled in accordance with the law.
The Ministry of Finance actively worked with leaders of the State Bank’s Inspection and Supervision Agency; In the coming time, the Ministry will continue to coordinate with the State Bank’s Inspection and Supervision Agency to perfect mechanisms and policies to ensure strict management of commercial banks and insurance enterprises in the sale of insurance products. bank insurance;
At the same time, the Ministry of Finance emphasized that it will closely coordinate, proactively provide information according to its competence and transfer to investigative agencies when detecting signs of criminal law violations.
The Ministry of Finance directs relevant units under the Ministry of Finance to conduct inspection and examination of insurance enterprises and insurance brokers, to prevent the situation of insurance enterprises associated with banks forcing them to continue. forcing customers to come to the transaction to buy new insurance to lend capital or introduce to depositors to invest in related products contrary to the law.
On the evening of February 21, the Ministry of Finance announced a hotline (phone number, email) to receive feedback from people and businesses and promptly check and verify information to take measures to inspect and coordinate with customers. cooperate with the police agency and the inspection and supervision agency of the State Bank to prevent and strictly handle according to the provisions of law.
The specific hotline details are as follows:
Email: duongdaynongbaohiem@mof.gov.vn
Hotline: 024.22208018
MINH TRUC – TRUTH
