◀ Anchor ▶
As the government’s criticism of the interest business of the banking sector continued, banks eventually decided to lower their lending rates one following another.
Reporter Bae Joo-hwan reports.
◀ Report ▶
KB Kookmin Bank has decided to lower interest rates on housing mortgage loans and cheonsei loans from the 28th.
It was decided to lower housing mortgage loans by up to 0.35 percentage points and leasehold deposit loans by up to 0.55 percentage points.
As a result, KB Kookmin Bank has lowered the loan interest rate for three consecutive months following last December and last month.
Woori Bank lowered the real interest rate by increasing the prime interest rate from today.
The preferential interest rate, which is reduced depending on transaction performance, has been increased by 0.45% for the 6-month floating rate of mortgage loans and 0.2% for the 5-year floating rate.
Internet bank Kakao Bank also cut interest rates for credit loans and negative bankbook loans by up to 0.7 percentage points from today, with the lowest interest rates all coming down to the 4% range.
The reason why they are scrambling to lower loan interest rates is because the government has poured out criticism on banks that they are having a ‘money feast’ in the era of high interest rates.
The banking sector announced last week that it would promote a social contribution project worth more than 10 trillion won over three years, but controversy grew as it turned out that only 780 billion won was actually contributed.
As a result, it seems that the banking sector has begun to compete in earnest to cut interest rates, which consumers can directly benefit from.
This is Bae Joo-hwan from MBC News.
