As the situation of the transaction cliff, in which houses are not sold even if they are put up for sale, is prolonged, transactions in the form of ‘exchange transactions’, in which apartments are exchanged with each other, are rapidly increasing.
According to the Korea Real Estate Agency on the 20th, there were 796 apartment exchange transactions nationwide last year, a 84.7% increase compared to 2021 (431 cases). In particular, the number of exchange transactions, which was only 15 in January of last year, increased nearly tenfold to 148 in December.
Exchange transaction is a method of exchanging the property rights of all real estate, such as apartments, officetels, shopping malls, and land, and is one of the legal transaction methods such as sale, judgment, and gift.
Exchange transactions are usually used as a detour for transfer tax exemption for temporary second-homeowners. Currently, temporary second-homeowners in non-regulatory areas do not have to pay transfer tax if they sell their existing home within three years. However, as the transaction is not easy due to the slump in the real estate market, they are choosing to exchange houses they own.
In fact, on online communities, posts for apartment exchange deals such as ‘I want a 27-pyeong Mok-dong apartment exchange (exchange transaction, exchange sale)’ and ‘I hope for an exchange transaction without a difference’ are coming up. There are also a number of open chat rooms that connect temporary second-homeowners who want to trade.
Recently, there has been a great controversy online due to this exchange transaction case. On the 13th, the direct transaction of 130㎡ of exclusive area of u200bu200bSampoong Apartment in Seocho-gu, Seoul was traded at 531.5 million won (7th floor), and the actual transaction price of the Ministry of Land, Infrastructure and Transport was uploaded to the system.
The equilibrium was traded at 3.7 billion won (6th floor) in May of last year, and the current trading and charter prices are 3.4 to 3.8 billion won and 1.1 billion won, respectively, so some raised suspicions that the transaction was an abnormal transaction. done.
However, as a result of the coverage of Newsis, it was identified as a case where an apartment exchange transaction was made and a contract regarding the amount of the profit was reported. An official from the related industry explained, “I am cautious as there may be cases of abuse if I disclose each individual case.”
In general, when real estate transactions are made through exchange transactions, instead of reporting the actual transaction, an administrative procedure called the probate of the relevant authorities is required. This is a method in which the government office reviews whether the transaction is normal and then approves it.
However, if there is a difference between the two items being exchanged in this process, and cash is exchanged, this part must be reported for actual transaction.
Experts say that these exchange transactions have simpler transaction steps and can reduce time and cost compared to general sales transactions, but caution is needed because it is difficult to set a house price because it is a transaction between individuals that does not go through a real estate agency.
Shim Hyung-seok, director of the Preferential Bread Research Institute, said, “Exchange trading is a very risky transaction method due to the nature of the transaction in which goods are exchanged for each other, so the help of experts who can objectively judge possible problems is urgently needed.” With the participation of real estate experts such as appraisers, legal procedures that can prevent transaction accidents must be followed carefully.”
[서울=뉴시스]
