Despite the rise in interest rates and the reluctance of banks, the Appamean real estate market remains dynamic. The city, and its reasonable prices, particularly attract investors looking for guaranteed profitability.
Of course, the rise in interest rates, now around 3% and the need for a personal contribution – around 20% of the amount borrowed – are not likely to inflame the real estate market. But this double constraint does not completely anesthetize it, quite the contrary: “The market will be regulated, reassures Cédric Reghenas, director of Century 21, in Saint-Jean-du-Falga. These constraints necessarily limit the financial capacity of buyers, who are forced to do their research differently, but things end up being done.”Romain Cerny (Agence Nestenn, in town), does not deny his colleague: “The market remains dynamic, following a small slowdown in December, he says. We always have a lot of buyers, and in particular investors from outside, from Toulouse in particular, or even from further afield. garage and “and an office for teleworking”, resumes Romain Cerny. The latter are looking for an investment with guaranteed profitability. “Their number remains high, specifies Cédric Reghenas. We currently have 37% of investors out of our total buyers. They are attracted by attractive prices, compared to Toulouse and its suburbs”. Faced with much more worrying daily realities, they are not intimidated by the “reputation” of the Appamean city, and know how to activate the levers of public aid: “A renovation site can be very largely subsidized in terms of aid”, recalls Cédric Reghenas. An advantage that has its downside: the ceiling on rents.
If it does not disturb investors, often seduced by the city and its charm, the reputation of the city remains a brake in terms of purchase. A priori sometimes very restrictive. “However, there are good neighborhoods, such as Cendresses or Chataingneraie, notes Romain Cerny. Elsewhere, it is sometimes more complicated. We have a house for sale, in town, an exceptional property, with garden and swimming pool. The owner bought it for €450,000. It is now offered at €380,000. image of Pamiers changes. “But it will take time to achieve this social mix which is lacking in the heart of the city”, recognizes the adviser n real estate.
There remains the main concern of sellers and future buyers: the DPE (energy performance diagnosis): “Properties in G will be prohibited for rental”, warns Cédric Reghenas. “Today, the DPE is the first question that is asked”, reinforces Romain Cerny: “The problem often arises, especially in condominiums. Sometimes, there are inextricable solutions, with work that is impossible to carry out.” The real estate adviser finds in his files a studio of 17 m 2, completely renovated, equipped with double glazing, but which is classified… in G. Difficult for sale: a buyer changed his mind two days following the compromise passed to the notary. “In a few years, we will see a large number of poorly classified properties on the market from an energy point of view, and whose owners will want to get rid of”, predicts Cédric Reghenas.
The key figures of the Appamean real estate market
Apartments (old): €80,000 is the average price for the acquisition of an apartment in Pamiers (€240,000 nationally), for a price per m2 of €1,300 (€4,288/m2 nationally) and an average area of 61m2 (58.2 m2 at the national level) Pamiers is well placed on the acquisition market, compared to the average in Occitanie.
Houses (old): €225,000 is the average price for the acquisition of a house in Pamiers (€288,556 nationally), for a price per m2 of €1,500 (€2619 nationally) and an average area of 150 m2 ( 115 m2 nationally). Finally, note that, on the French market, prices per m2 have tended to rise once more since the end of 2021. Finally, in Pamiers, a property generally sells in two months.
Chiffres Century 21