Government Housing Bank prepares measures 23 [M23] Assisting NPL status customers or NPL status customers who are in the process of applying for assistance measures. Or is in the process of debt restructuring of banks that are still affected by income from COVID-19 problems or from economic conditions To receive assistance for up to 2 years and choose to receive assistance according to the ability to pay in installments, consisting of choosing an installment starting from 1,000 baht with an interest rate of 0% per annum for 6 months or choosing an installment starting from 1,500 baht with an interest rate of 0% per year. For 9 months, register to report your intention to enter the measures via Application: GHB ALL BFRIEND from January 9 – June 30, 2023.
Mr. Chatchai Sirilai Managing Director Government Housing Bank (GHB) revealed that from the Special Financial Institutions Development Fund Committee Approved the extension of the period for reducing the contribution rate to the Specialized Financial Institutions Development Fund to 0.125% per year from the original 0.25% per year of the amount received from the public for another year in 2023 Thor. S., as a state-owned specialized financial institution with a mission to “make Thai people have a home”, is ready to use the money to help customers who are still affected by income from COVID-19 or from economic conditions. with the establishment of Measure 23 [M23] For NPL customers or NPL customers who are in the process of applying for relief measures or undergoing the Bank’s debt restructuring process. who have borrowed money with banks for at least 2 years, can use special interest rates and low installment payments for a maximum of 2 years or from January 9, 2023 onwards, customers can choose to receive assistance according to their ability Your own installments can be as follows:
Method 1: Installment payment for the 1st – 6th months in the amount of 1,000 baht (cut off the entire principal payment), interest rate 0% per annum, the 7th-12th month, the installment payment is calculated from the interest rate of 1.90 % +100 baht, the 13th- 18 installment payment is calculated from the interest rate of 2.90% +100 baht and the 19th-24th month installment payment is calculated from the interest rate of MRR-2.00% +100 baht. if any)
Method 2: Installment payment for the 1st – 9th months of 1,500 baht (all principal payments are cut off), interest rate 0% per annum, the 10th-14th month, the installment payment is calculated from the interest rate of 1.90% +100 baht, the 15th- 19 installment payment is calculated from the interest rate of 2.90% +100 baht and the 20th-24th month installment payment is calculated from the interest rate of MRR-2.00% +100 baht. if any)
However, customers who wish to participate in Measure 23 can register their intention to participate in the measure via Application: GHB ALL BFRIEND and bank branches nationwide. from January 9 – June 30, 2023, with evidence of being affected by income from occupation/business/trade due to the epidemic of COVID-19, such as a certificate of reduction of days / time / salary / wages or have been terminated from their affiliation/employer, etc., for the bank to consider by uploading via application: GHB ALL BFRIEND. For more information, please contact GH Bank Call Center at 0-2645-9000 or Facebook Fanpage Government Housing Bank. And follow the news of the bank at Mobile Application: GHB ALL, GHB ALL GEN and www.ghbank.co.th