Buy, yes, but buy small: this is, in short, the summary of real estate in 2022. Or, in any case, smaller than before. According to a Best Rates study revealed by
The Parisian
the French have lost real estate purchasing power in recent years, the fault in particular of Covid-19.
A phenomenon which has taken on a particular dimension in certain cities, Angers in the lead: in December 2022, if a buyer has a borrowing capacity of 194,020 euros and a rate of 2.20% over twenty years – the calibration chosen by the investigators – he might buy a 52 m², or 42 m² less than in 2019… On average, in France, buyers have lost 20 m2 of real estate purchasing power.
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The five cities at the top of this ranking are medium-sized municipalities: Angers, therefore, followed by Le Mans (- 41 m²), Saint-Étienne (- 36 m²), Le Havre (- 32 m²) and Toulon (- 24 m²). m²). Blame it on the rush to smaller municipalities in 2020 and 2021 following the various confinements.
While they had much lower prices than the big French cities, their price per square meter exploded with demand. At Le Mans, the price per square meter went from 1,930 euros in 2019 to 2,357 euros in December 2022: a net increase of 20%.
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interest rates,