According to a survey, regarding 60% of the perpetrators of fraud cases aimed at large death insurance payments of 100 million won or more are family members.
The Financial Supervisory Service (FSS) said that it came to the same result following analyzing 31 cases of death insurance money worth more than 100 million won for 10 years from 2012 to last year.
As for the perpetrators of fraud targeting large death insurance benefits, spouses and parents accounted for 44.1% and 11.8% of the total, respectively, and 61.8% were family members, while internal relationships, acquaintances, and debtors accounted for 8.8%, respectively.
As for the occupation of the perpetrators, 26.5% were unemployed/daily workers, 23.5% housewives, and 11.8% self-employed and service workers.
As for the age of the perpetrators, 35.5% were in their 60s or older, 29.0% in their 50s, and 19.4% in their 40s.
As for the method, killing with a weapon or drugs was the most common at 38.7%, followed by disguising for general disasters such as falls at 22.6%, and disguising for traffic accidents such as vehicle collisions at 19.4%.
On the other hand, as for the occupation of the victims, office workers and housewives accounted for 22.6% of the total, and service industry and self-employment were 16.1% and 9.7%, respectively.
The age of victims was those in their 60s and over and those in their 50s, accounting for 29% of the total, and elderly people were the main targets.
Victims had an average of 3.4 insurance contracts, and more than 5 cases accounted for 22.6% of the total.
The victims paid an average of 620,000 won a month in insurance premiums and died within an average of 5 months following purchasing the insurance, and 54.8% of the total suffered an accident within one year of signing the contract.
The average amount of insurance paid or claimed was 780 million won, and those with more than 1 billion won accounted for 22.6% of the total.
The Financial Supervisory Service (FSS) announced that it is strengthening the investigation and detection of insurance fraud aimed at large death insurance payments by cooperating with related organizations through the ‘Insurance Crime Government Joint Response Team’.
In addition, insurance companies are strengthening the contract underwriting review by checking the death insurance limit of other companies by inquiring contract information with the Credit Information Service, etc.
The Financial Supervisory Service urged the Financial Supervisory Service to “actively report any suspected cases of insurance fraud to the Financial Supervisory Service or insurance fraud reporting center”.
[사진 출처 : 연합뉴스]