A large number of banks provide various services to employees, as they represent a large sector of society, and it is guaranteed that they will pay the loan installments from their salary.
In this context, Al-Ahly Bank announced a very good opportunity for employees, which is to provide them with a personal loan only, with the guarantee of salary transfer, or end-of-service gratuity only.
The bank did not need any other guarantee, in order to facilitate the employees who will apply for the loan.
National Bank loan with salary guarantee
There are 3 types of loan that Al-Ahly Bank provides to employees, each type depends on the employee’s workplace, and varies in the value of the loan and the repayment period, and we mention these three types to you in the following lines.
A loan for employees working with a salary transfer guarantee, or an end-of-service gratuity transfer, The loan amount is up to a maximum of 200,000 pounds, and the repayment period is up to 4 years.
A loan of 500,000 pounds from the National Bank of Egypt for employees Those who belong to the category of workers in companies affiliated with the petroleum sector
Or the General Petroleum Corporation, where the loan amount reaches 500,000 pounds, and the repayment period is up to 4 years.
A loan of 750,000 pounds, which is available to employees of holding companies or joint stock companies listed in
The National Bank of Egypt or multinational companies, It is repaid up to 5 years.
Conditions for obtaining a loan from the National Bank:
Applying for a loan from the National Bank of Egypt is made through the following conditions and papers:
Submit a copy of the national ID card.
The borrower must be between 21 and 60 years old at the end of the financing period.
The employee submits an approved letter from the employer stating the monthly income and the date of appointment.
A recent electricity bill, not more than 3 months old.