The Egyptian Insurance Federation said that one of the most important challenges facing insurance companies in order to provide coverage to members of society is the feeling of shame or shame that the patient feels. This feeling may affect the person’s desire to seek support or help, and when the patient does not receive treatment, his condition may worsen and develop into a physical illness, affecting his professional and personal life.
Pricing is an obstacle to mental health insurance
These challenges include the willingness of insurance companies to integrate mental health benefits into insurance policies, despite the significant increase in the interest of governments and private sector institutions in this issue following the emerging Corona virus “Covid-19”, the pricing factor still stands as an obstacle to many employers making the decision incorporating these benefits into their employees’ insurance policies.
Mental health insurance needs to determine the maximum annual psychological treatment. When the patient exhausts the insurance coverage allocated to him, he may choose to stop treatment, as psychological care is expensive and may burden the patient, and therefore setting the minimum annual limit guarantees obtaining better insurance coverage.
Claims to raise awareness of mental health support for employees
It is also necessary to increase the awareness of economic entities and change their culture so that they understand the importance of supporting the mental health of employees, whether through a health care document or human resources management initiatives to promote mental health in the workplace. When employees are healthy and happy, they will be more productive and active, which leads to a decline in rates Absenteeism from work significantly affects the net income of the organization or company, whether small, large or medium, throughout the year. The World Health Organization has called for governments to encourage initiatives and good practices that contribute to promoting mental health in the workplace.
