Like other means of savings, it would seem that the Livret A is one of the most practical but above all one of the most secure.. Despite his low salary, he is certainly the one that the majority of French people use. However, there is a way to optimize your investments. And that, to start with the day you need to make your deposits. Urge to know more? We reveal all the details in the following lines!
Livret A: The favorite savings of the French?
Although the Livret A is not very profitable, more and more French people remain faithful to this savings. However, its rate has gone from 0.5% to 1% since February 1, 2022. But did you know that there is a practical way to take advantage of some advantages? Well, “Planet magazine” says it’s best if you make your deposits two days a month.
With respect to other investment brands, know that by using Livret A, you don’t have to worry regarding anything. Always with the aim of fighting once morest inflation, know that this savings is in no case risky. Moreover, its threshold does not exceed 22,950 euros. Of course, these are accessible at any time! Basically, it is better to put your money in a “safe” place instead of investing it in services that promise exorbitant gains but which can be super risky.
Modern, practical savings that do not require many protocols
Know that to make savings on your Livret A, there is absolutely nothing complicated. Wherever you are, you can handle everything through a banking application. It also has all the features you will need. Although easy to use, you are still encouraged to go to the bank to obtain more information on this.
On the other hand, a savings is not a savings if you don’t fully know its benefits. As for Livret A, there is a way tooptimize your earnings. By adopting this practical tip recommended by CNews magazine, you will obtain more returns by ensuring that you make your transfers to your savings account at the best time! We will reveal this famous technique to you in the following paragraphs.
Booklet A: The fortnight rule
This technique which will allow you to optimize your Livret A earnings consists of following the fortnight rule. Note that this will take into account the accumulated amount of the 1st month as well as the 16th of the month. Their interests will therefore be calculated from the day you make your transfer on these days mentioned. In this way, you optimize the returns on your investments between the fortnights!
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Since the Livret A rate has increased by 1%, savers can therefore place double the income compared to last year. However, it is important to know that earnings are not the fundamental elements that characterize this savings. But despite this low interest, it still offers a little advantage by adopting this famous fortnight rule.
