Chongqing’s approved digital RMB pilot areas allow mobile phone users to register and open digital wallets
Release time: 2022-04-03
release time:2022-04-03
On April 2, the central bank’s official website announced that Tianjin, Chongqing, Guangzhou, Fujian, Fuzhou and Xiamen, as well as 6 cities in Zhejiang that host the Asian Games, will be added as digital renminbi pilot areas, Beijing and Beijing. Zhangjiakou City, Hebei Province will be converted into a pilot area following the 2022 Beijing Winter Olympics and Winter Paralympic Games are completed. This means that Chongqing has officially been approved for the digital renminbi pilot.
The so-called digital renminbi is a digital form of legal tender issued by the central bank. Previously, the digital renminbi has been piloted in Shenzhen, Suzhou, Xiong’an, Chengdu, Shanghai and other cities as well as in the Beijing Winter Olympics and Paralympics scenarios, and has formed a number of applications in wholesale and retail, catering, cultural tourism, government affairs payment and other fields. Covering online and offline, replicable and popularized application models.
It is understood that with the in-depth progress of the pilot test, the research and development of digital renminbi is facing new situations and new problems in terms of demonstrating convenience, optimizing inclusiveness, highlighting innovation, ensuring security, reflecting compliance, and strengthening sustainability, which need to be further Deepen research and exploration. According to the requirements of the central bank, all relevant participants should adhere to the “two-tier operation” structure, give full play to the advantageous role of designated operating agencies, increase efforts in pilot applications and ecological system construction; strengthen the construction of safety and risk prevention and control systems, and improve relevant regulations and systems. Standard system, deepen the research on theoretical issues, and continuously consolidate the foundation of the digital RMB research and development pilot.
The reporter opened the “Digital RMB” App and found that in the registration prompt, the pilot area has included Chongqing. Chongqing mobile phone users can register and open a digital wallet. Currently, the operating institutions that can be selected include: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank, China Merchants Bank, and MYbank (Alipay) and Wezhong Bank (WeChat Pay).
Users can open a digital wallet as required, and then perform real-name authentication by adding a bank card, etc., to upgrade the anonymous wallet to a real-name wallet.