Every AI Express, on March 29, the General Office of the Shanghai Municipal People’s Government issued the “Several Policies and Measures for Shanghai to Fight the Epidemic to Help Enterprises Promote Development”, proposing to increase support for inclusive finance. Guide financial institutions to increase inclusive small and micro loans, and give priority to supporting difficult industries, especially small and micro enterprises and private enterprises. Actively make good use of the state’s policy of providing incentive funds for 1% of the incremental balance of inclusive small and micro loans of local corporate banks, and support qualified local corporate banks to apply for inclusive small and micro loan re-lending preferential funds from the People’s Bank of China. Encourage financial institutions to relax the tolerance for non-performing loans of inclusive small and micro enterprises, further increase the first loans, credit loans, and renew loans without principal repayment for small and micro enterprises, and do not blindly reluctantly reluctant loans, withdraw loans, cut off loans, etc. Loan pressure. Further improve the credit award and subsidy policy for small and medium-sized enterprises, include difficult industries affected by the epidemic into the key industry catalog, and reward banks in Shanghai for granting inclusive loans to small and micro enterprises. Deepen the application of big data in inclusive finance, and further play the role of platforms such as “Bank-Tax Interaction” and “Xinyidai” to provide convenience for banks and other financial institutions to use public credit information. Improve the credit restoration mechanism and actively assist enterprises and individuals affected by the epidemic to carry out credit restoration work.
