PREMIUM INFLATION. The inflation bonus will be paid to retirees in a few days. Are you eligible? When will you benefit from the 100 euros? We take stock.
[Mis à jour le 18 février 2022 à 08h11] The inflation allowance is an exceptional and individual aid of €100 paid by the State which will be paid to 38 million people residing in France in order to preserve their purchasing power in the face of the inflation observed at the end of 2021. The latter is measured at 2.9% in January 2022 over one year, i.e. an increase of 0.1% compared to December 2021. Indeed, the dynamism of the economic recovery generates temporary but real inflation, the effects of which on the power of buying from the French might turn out to be truly handicapping. After employees, job seekers, civil servants and CAF recipients, among others, the inflation bonus will benefit retirees in the coming days.
But then, what retirees are affected by the payment of the inflation bonus? All retirees whose retirement pension is less than 2 000 euros net monthly income, and which benefit from the status of French resident. Finally, when will they receive the compensation of 100 euros? The premium will be paid in February 2022, by bank transfer regardless of your retirement. Be careful, you will not receive the inflation bonus on the day of payment of your retirement pension, because it is completely independent, but rather at the end of February.
If you are retired and meet the two mandatory conditions, the inflation bonus of 100 euros will be paid to you during February 2022. No specific date has yet been announced. Please note that you will not receive your inflation bonus at the same time as your pension payment. To claim it, here are the two essential conditions: to be French resident and have a retirement pension less than 2,000 euros net per month. If you receive a pension from general schemel’Retirement insurance will pay you the prime inflation in the amount of 100 euros. Remember that the service of pensions of the State will pay this premium only if the Retirement insurance or the MSA does not pay it.
The payment of the compensation will be provided in February 2022 by the pension and occupational health insurance fund (CARSAT) to retirees receiving at least one pension from the general scheme. Here is an overview of the different payment organizations depending on your situation:
- Retirees not receiving any pension from the general scheme : pension fund
- Retirees with a professional activity : the employer
- Beneficiaries of the AAH attached to the general scheme : CAF
- Retirees receiving a disability pension : the fund paying the invalidity pension
Regarding the beneficiaries of a asbestos early retirement (early retirement allowance for asbestos workers, ACAATA) if the level of pension paid is less than 2 000 euros net per month, this time the inflation bonus will be paid by the employer. Beneficiaries of early termination of activity (end-of-activity leave), subject to compliance with the income conditions and beneficiaries of the solidarity allowance for the elderly (ASPA) are also involved. Important, the inflation bonus will not be paid to you with your pension! The payment is totally independent and no action is to be taken. The transfer is made automatically by the pension fund concerned. In addition, the sum paid is not taxable and cannot be taken into account in the calculation of your resources for the allocation of social aid such asASPA. Finally, the State Pensions Service may be called upon to pay the inflation bonus, only if the Pension Insurance or the MSA don’t pay it.
Retirees working in cumulative employment retirement or under the phased retirement will also receive the compensation within the framework of their activity, paid by their employer or for the self-employed, the organization in charge of the payment.
The inflation allowance will be paid to people whose earned income or replacement income is less than €2,000 net per month. It will be granted to persons receiving allowances and social benefits.
The list of the main categories of beneficiaries is as follows:
- Employees of private employers, including apprentices and beneficiaries of a professionalization contract
- Public officials
- Recipients of early retirement
- Self-employed workers
- Author artists
- Job seekers and vocational training trainees
- Recipients of invalidity pensions
- Retired persons, including beneficiaries of survivor’s pensions
- Scholarship students and those receiving housing aid
- Young people on a support path to employment or in civic service or volunteering for integration
- Beneficiaries of social minima
The bonus of 100 euros is granted on an individual basis. In other words, the composition of the household is not taken into account to determine eligibility for inflation compensation. Thus, a couple can receive up to 200 euros, ie 100 euros each or only 100 euros if only one of the spouses meets the income conditions (see below). In total, 38 million French people will benefit from the 100 euro inflation check.
But who is affected? To determine eligibility for the inflation allowance, the government has determined a ceiling: are therefore concerned French people who earn less than 2,000 euros net per month – before application of the withholding tax -, regardless of their status and profession. To determine the reference salary, the executive has chosen the month of October 2021. Would you like to know more regarding the 100 euro bonus? Linternaute.com answers all your questions. Consult our dedicated file now:
The jobseekers received the inflation bonus in the amount of 100 euros on tuesday january 25 through Employment center. However, not all job seekers have access to it, find out the eligibility conditions:
- Be registered with Pôle Emploi on October 31, 2021
- Not having exercised a professional activity in October 2021
- Benefit from a Pôle Emploi allowance of less than 2,000 euros net per month
- Be looking for a job, or in training paid by Pôle Emploi, or on sick leave, or on maternity leave.
If you carried out a professional activity in October 2021, the bonus of 100 euros will be paid by the employer.
The Family Allowance Fund will be responsible for paying the premium of 100 euros in several cases. Linternaute.com summarizes them for you:
- Students who perceive the APL
- The beneficiaries of theAAH
- The recipients of RSA
- Employees on full-time parental leave
- Beneficiaries of the shared child education benefit (PreParE)
As a reminder, there is no procedure to take if you are concerned with your family allowance fund, since the payment will be made automatically from 20 January.
The inflation bonus is paid between December 2021 and February 2022. Payment must be made through several channels, depending on the beneficiary’s situation. Here is the payment schedule envisaged by the government:
- End of December 2021: this is the date on which employees received their inflation compensation, directly on their payslip. The employer is responsible for the payment, before being compensated by the State in a second step. The self-employed are also affected by this deadline (the Urssaf then take care of the payment), as are scholarship students (compensated by the Crous).
- End of January 2022 : the State proceeds to the payment of the inflation allowance for civil servants, jobseekers (via Pôle emploi), invalids, students receiving APL and recipients of social minima (via the Family Allowance Fund).
- February 2022 : it is at this deadline that retirees must receive inflation compensation, via their pension fund.
You have the possibility of carrying out a simulation on the site of the government in addition to all the information present on the platform. Let yourself be guided by answering the questions asked.
To be eligible, you must win less than 2,000 euros net per month, i.e. 2,600 euros gross for the month from October 2021, whether you are a civil servant, employee, self-employed or retired. Note: this ceiling of 2,000 euros net corresponds to your remuneration before deduction at source. On the payslip, it will therefore simply be necessary to check the line “net payable before income tax“, above “net payable”.
Please note: if you are on a short contract (excluding temporary work), the payment of the bonus of 100 euros is not automatic “if the cumulative working time with the same employer is less than 20 hours”, warns the government in its file of hurry. “It will assume that the beneficiary expressly reports to one of his employers, preferably the one with whom the employment relationship is still ongoing, or failing that the one for which they worked the most hours during the month of October. “. What regarding other situations? Linternaute.com summarizes them for you:
- For retirees : you receive the minimum old age (ASPA) or the total amount of your pensions (general scheme, supplementary, survivor’s pension, etc.) is less than 2,000 euros net in October 2021. “The assessment of resources will be made on the basis of the amount of basic and supplementary retirement pensions (eg AGIRC-ARRCO), including survivors’ pensions [du mois d’octobre 2021]“, it says.
- For independents: you must have been active in October 2021 and have declared to Urssaf or the MSA an activity income of less than 2,000 euros net per month “for the year 2020”, it is indicated. “The net income retained is that calculated during the annual declaration of income”, it is recalled. “If the activity is created over the period January-October 2021, this condition will be considered satisfied”.
- For the self-employed : your turnover must be at least equal to 900 euros between January 1, 2021 and September 30, 2021. “This amount must also correspond to an average income of 2,000 euros net per month over the period, which corresponds , taking into account the application of tax deductions according to the nature of their activity, to an average monthly turnover of: €4,000 for craftsmen; €6,897 for traders; €3,030 for the liberal professions”, we complete in the press kit.
- For job seekers : you must not be working and your allowance must be less than 2,000 euros net.
