Apple
Apple has announced a new feature “Tap to Pay” that allows you to use your iPhone as a contactless payment terminal.The company claims to be able to “seamlessly and securely” accept payments with Apple Pay, contactless credit and debit cards, and other digital wallets at the touch of an iPhone, from small businesses to large businesses.
This feature was announced late last month by Bloomberg“It will begin to be deployed in the next iOS 15.4 at the earliest”It was a great experience for me.Prior to this, in the summer of 2020, Apple announced a Canadian start-up with a technology that accepts payments through the tap of a smartphone and credit card.to buy it.。
What’s interesting regarding this Tap to Pay is that Apple is working with outside companies to open up to app developers and other payment platforms.According to the official release, Stripe will be the first payment platform to offer Tap to Pay in addition to the “Shopify Point of Sale” app.
Apple also explains that “you just need to use the iOS app supported by your iPhone and partner companies.”In other words, it seems that the company will not prepare genuine iOS apps, but will open the NFC chip built-in iPhone to payment platforms of other companies and make an app with Tap to Pay function.
This feature is expected to be launched “later this year” in the US.Once the service is officially launched, merchants will be able to receive contactless payments by including an iOS app that supports iPhone XS and later models.
“It’s easier than ever for businesses of all sizes, from sole proprietors to large retailers, to seamlessly accept contactless payments and continue to grow their business,” said Jennifer Bailey, vice president of Apple Pay, in the announcement. You can do it.
Apple, meanwhile, has pledged to “work closely with leading payment platforms and app developers in the payment and commercial industries to provide Tap-to-Pay on the iPhone to millions of merchants in the United States.”On the flip side, there is no mention of expansion outside the United States at the time of writing.
“Whether you’re a retail salesperson or an individual entrepreneur using the Internet, you’ll be able to accept contactless payments on a device that’s already in your pocket, i.e. iPhone,” Stripe said.It seems to be focusing on small and medium-sized enterprises and individuals who have not introduced contactless payment systems until now.
Apple has promised to offer Tap to Pay in the “upcoming iOS software beta”, but it has already been confirmed that the framework has been introduced in iOS 15.4 beta 2 for developers.It has been confirmed。
MacRumors
There are expectations that Tap to Pay will be available in Japan as well, but as mentioned above, it is not possible to introduce it by Apple alone, and it may take longer than in the United States because it will first need to partner with a local payment platform and prepare iOS apps that each company supports.I would like to wait for a positive follow-up.
Source:Apple
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