Health insurance companies fear increased contributions in long-term care insurance

Health insurance

The total expenditure for 2021 was regarding two billion euros higher than the income – a deficit of two billion euros.


(Photo: dpa)

Berlin In view of a billion deficit in the past year, the statutory health insurance companies fear an increase in premiums for long-term care insurance as early as the first half of 2022. “If nothing happens, a premium increase of 0.3 percentage points will be necessary in the first half of the year in order to secure funding,” said the deputy Chairman of the board of the GKV-Spitzenverband, Gernot Kiefer, of the “Rheinische Post” (Monday). The total expenditures for 2021 were regarding 2 billion euros higher than the income – so a deficit of 2 billion euros.

“This means that long-term care insurance has started the new year on edge, because the deficit might only just barely be offset by the reserves,” said Kiefer. The long-term care insurance has now reached its statutory minimum reserve and there is an urgent need for political action to stabilize the financial situation. This must definitely be decided in the first half of 2022, said Kiefer. The traffic light coalition must take action in the short term.

Kiefer also pointed out that there were plans at the same time that would result in significant additional costs, such as better pay for nurses. “This is well founded in the matter, but there are up to around five billion euros in additional expenditure a year – depending on the speed at which you do it. According to the current structure, this increases the personal contribution of those in need of care. ”According to the National Association of Statutory Health Insurance Funds, these are already an average of 2125 euros per month.

More: Traffic light government is heading towards the end of the social guarantee

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