“With the 2025 budget, the Government has decided to confirm the “First home mortgage fund” which was due to expire on 31 December 2024. It is a measure that Forza Italia strongly supported and which is being strengthened and stabilised”: Antonio Tajani, secretary of Forza Italy, confirms that in the budget law for the first time the refinancing is not annual, but is foreseen for 3 years, with a total of 670 million, until 2027. This is 130 million for 2025 and 270 million euros for 2 subsequent years. The FI leader recalls that “the Government has therefore provided for an extension of the relief for young couples under 36 years of age, with an 80% guarantee and for large families, with a guarantee of up to 90%, again for mortgages for buying your first home”.
For Forza Italia, therefore, with the maneuver the Government did not limit itself to renewing the measure for a few months as happened in the past, “but demonstrated its belief in the Fund managed by Consap SpA, refinancing it for three years, with a medium-term perspective long term, with a clear vision: in a phase in which interest rates are falling, it is foreseeable that the buying and selling of properties will restart”. “The First Home Mortgage Fund will therefore continue to be used in the future to allow young couples and large families to realize their dream, being able to purchase a house to live in, thanks to the State guarantee”, he adds.
#million #Tempo
**Interview with Antonio Tajani, Secretary of Forza Italia**
**Interviewer:** Good morning, Mr. Tajani. Thank you for joining us today. There’s a lot of buzz about the recent decision regarding the “First home mortgage fund.” Can you explain why this measure is so significant for the government and for families in Italy?
**Antonio Tajani:** Good morning, and thank you for having me. The “First home mortgage fund” is crucial for many young families and couples looking to purchase their first home. We have decided to extend this program, which was set to expire at the end of 2024, and for the first time, we’re not just offering a one-year refinancing. We’ve secured funding for three years, amounting to a total of 670 million euros.
**Interviewer:** That’s a substantial investment. How will this funding be allocated over the next three years?
**Antonio Tajani:** The allocation is structured to ensure sustained support. In 2025, we will provide 130 million euros, followed by 270 million euros in both 2026 and 2027. This approach is designed to offer more stability and to make it easier for families to plan their future.
**Interviewer:** You mentioned the extension of relief for young couples under 36 years of age. Can you elaborate on what this relief entails?
**Antonio Tajani:** Certainly. Young couples will benefit from an 80% guarantee on their mortgages, which significantly reduces the financial burden when they are trying to secure a loan. This is essential for helping them achieve homeownership at a time when property prices can be daunting.
**Interviewer:** How do you believe this decision will impact the overall housing market in Italy?
**Antonio Tajani:** We expect it to invigorate the housing market by making it more accessible, especially for young families. Encouraging homeownership contributes to economic growth and stability, as it fosters community development and a sense of belonging.
**Interviewer:** what message do you have for those who may still be skeptical about the government’s efforts in supporting first-time homebuyers?
**Antonio Tajani:** I would say to them that we are committed to backing families and ensuring they have the means to invest in their future. This is not just a political promise; it’s a vital part of our economic strategy. We believe that securing a home is a fundamental right, and we are doing everything within our power to make that a reality for as many people as possible.
**Interviewer:** Thank you for sharing your insights, Mr. Tajani. It’s clear that Forza Italia is focused on supporting families in achieving their dream of homeownership.
**Antonio Tajani:** Thank you for having me. It’s always a pleasure to discuss important initiatives that affect the lives of our citizens.